Summary Plan Descriptions

Summary Plan Descriptions are required by law.  Our document will keep you out of trouble with the DOL. 

Every employer with one or more employees that provides a group benefit plan (health, life, disability, dental or vision) is required by law to prepare and distribute a Summary Plan Description (SPD) to all covered employees. 

Convenient & Simple

An SPD describes the rights and responsibilities of both the employer and employee under the group benefit plan by providing detailed information about the health plan itself.  SBAM members can simply combine your basic plan information with the legal pages we provide and the SPD document is ready for distribution to your insured employees.  Be sure to also provide your insured employees the Summary of Benefits & Coverage and any other benefit booklets given to you by the carrier. 

Cost:
Free for any Basic, Premium or VIP Member enrolled in an SBAM-sponsored Blue health plan.
$250 fee for a Premium Member not enrolled in an SBAM-sponsored Blue health plan.
$150 fee for a VIP Member not enrolled in an SBAM-sponsored Blue health plan.


Please note: SPDs for TranscendAHP health plans will be provided by AHP Management Solutions. Please contact their customer service team for details.

Request An SPD

To request an SPD, please download and complete the SPD Questionnaire and submit to kellie.neirynck@sbam.org.

SBAM will verify your membership and sponsorship status, then send the SPD legal document to you via email - along with instructions on how to distribute to your employees.