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SBAM
 Small Business Association of Michigan  
Focusing the Power of Small Business
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Accounting and Finance ACCOUNTING & FINANCE
Get help managing all the financial ins and outs vital to running your business successfully and profitably. Gain advice on handling your books, taxes, investments and other accounting matters.

Products and Services

Retirement Program
The Small Business Association of Michigan is pleased to be able to offer retirement plan services through Nationwide offered at reduced rates.

Merchant Services
At one time, only companies with high sales volumes could afford to offer customers credit card convenience. Not anymore. SBAM and CoCard provide affordable merchant services, including credit card processing.

Payroll for Family-Owned Business
The Small Business Association of Michigan (SBAM) knows that family business owners must deal with confusing rules and regulations which affect payroll, benefits, and human resource policies. In addition to the worry of staying in compliance with government agencies, family business owners are also concerned with the privacy of families’ personal information.

Payroll Services
If you’re managing your own payroll, you could save hours a week that are better spent running your business. If an outside service manages it, they may not offer all the options that could benefit your company and employees.

Frequently Asked Questions


Articles

You’ve Got a Friend: J. Kelly & Associates is a True Business Ally
By Jennifer V. Higgins
(From the December 2007 issue of Focus on Small Business)

For the past 15 years, Judy Kelly has built her business around one principle that she firmly believes in and lives out every day: helping people succeed.

“I do whatever I can to help people in need and move them in a direction toward success,” says Kelly. “Whether it’s referring someone on to an appropriate service or using my own expertise, I try to offer anyone who calls me at least some direction.”


How the New Michigan Business Tax Affects You
By Cynthia Knoll
(From the December 2007 issue of Focus on Small Business)

The fact that Gov. Jennifer Granholm and the state legislature jointly enacted a new Michigan Business Tax (MBT) in July is old news by now.

But, understanding just how Michigan Business Tax (MBT) – scheduled to take effect on January 1, 2008 – will affect you is all new.


Choosing an Advisor Who is Right for You: Are You Making the Right Choice?
Tax planning and financial planning have many things in common – the most important being the need for an outstanding advisor.

The right financial planner can help you make decisions and implement strategies to make the most of your financial resources. A good tax advisor can make a difference not only in how much tax you pay, but in other ways that may improve your bottom line.

Here’s some advice on choosing advisors to meet your needs.


View All Articles


News


Partners

Ahola Payroll Processing
To further enhance and expand our human resource tools, SBAM partnered with Ahola Payroll Services to offer a wide range of payroll products. Integrated with SBAM’s other HR tools, they form a complete package to save our members time and money.


CoCard
CoCard has been serving the merchant services needs of Michigan businesses for nearly ten years. As an SBAM member, they understand the challenges facing small business and strive to provide all types and sizes of companies with affordable merchant services.


   
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