Accounting & Finance

Business Owner's Guide to Profit Planning

Owner's Guide to Profit Planning

International BancardReal people with the right solutions that build relationships for life.

Whether your business serves 50 customers or 100,000 fans, International Bancard can help you grow by providing payment acceptance solutions, including credit and debit card processing, ACH, check, and gift cards. As a nationally recognized industry leader, businesses rely on International Bancard’s market insight, data security knowledge and client care to deliver exceptional service to more customers in more locations.

Visa, AMEX, Master Card: are you getting the best terms and service on your credit card processing? Learn more at 10 a.m. today on Business Next!

Whether you're a credit card veteran or new to credit card processing, get all the money-saving facts today at 10 a.m. when Michael Rogers talks with Charlie Creamer of Midwest Transaction Group (SBAM's Approved Partner for merchant services.) Listen today at 10 a.m., 3 p.m. and 8 p.m. on the Michigan Business Network. Listen to archived programs anytime at your convenience on your PC or mobile device by going to the Business Next show page

Get Business Next audio seminars delivered three times a week automatically to your iPhone or other mobile device. Subscribe in iTunes using this URL.

Got a questions about credit card processing? Submit it in the comments below!

SBAM members get terrific discount for March 20 "Economic Gardening" learning program in Grand Rapids

New “economic gardening” resources and programs designed to help small businesses achieve rapid growth will be showcased at an SBAM event March 20 in Grand Rapids. Click here for registration details. Tickets are $60, but the price for SBAM members is $30. Plus, SBAM members who purchase a ticket will receive a free one-year subscription to Crain’s Detroit Business (a $24.50 value. Must be a new subscriber.)

Sponsored by SBAM in partnership with Crain’s Detroit Business, the event will be held 7:30 a.m. – 10 a.m. March 20 at the Amway Grand Hotel in Grand Rapids. A keynote address will be presented by Mark Lange, executive director of the Edward Lowe Foundation. Panelists include SBAM President and CEO Rob Fowler; Bonnie Alfonso, president and Chief Embellishment Officer for Alfie Logo Gear for Work and Play in Traverse City; and Yan Ness, Chief Executive Officer for Online Tech Inc. of Ann Arbor. Alfonso and Ness will share what they learned from their participation in the Pure Michigan Business Connect Economic Gardening Pilot Program.

The Title Sponsor for the event is the Michigan Economic Development Corporation. Premier Sponsors are Clark Hill PLC and Consumers Energy. The Major Sponsor is Comcast Business Class. The Supporting Sponsor is hiredMYway. The Location Sponsor is the Amway Grand Plaza.

Photo by http://www.flickr.com/photos/programwitch/

Cutting the regulatory paperwork that burdens small business owners. Today at 10 a.m. on the Business Next audio seminar!

Dave Jessup, director of government relations, reports on latest developments at the Capitol. Plus, spreading broadband Internet, and entrepreneurial success stories: "Tag Marketing", Inner City Skateboards, business track leadership for high school students. Listen today at 10 a.m., 3 p.m. and 8 p.m. on the Michigan Business Network. Listen to archived programs anytime at your convenience on your PC or mobile device by going to the Business Next show page

Get Business Next audio seminars delivered three times a week automatically to your iPhone or other mobile device. Subscribe in iTunes using this URL

Congress Passes Payroll Tax Cut Extension

From SBAM's national affiliate, NSBA:

On Feb. 17, 2012, both the U.S. House of Representatives and Senate approved a bipartisan deal to extend the payroll tax cut, federal unemployment benefits and prevention of a reimbursement cut for Medicare doctors through the end of the year.

The House voted 293-132 to pass the bill (H.R. 3630), and the Senate followed soon after to approve the bill in a 60-36 vote. The measure is now set to go to the White House for President Obama's signature, which he indicated will sign later this week. 

The deal was actually agreed to mid-week and finalized and endorsed by the conference committee on Thursday, ending months of battle as lawmakers faced expiration of a temporary extension of the three items at the end of the month.

Critical to the success of the victory, was the concession by House Speaker John Boehner (R-Ohio) and other House Republican leaders that they would not insist the $94 billion payroll extension part of the deal be paid for. Under the agreement, the legislation will extend the current 4.2 percent employee payroll tax rate through the end of 2012; Congress late last year extended the reduction from the prior 6.2 percent rate through the end of February. 

The package also puts off a 27.4 percent cut in payments to Medicare doctors, costing $17.9 billion over 10 years. It is funded in part by a $5 billion cut to a preventive medicine health fund in the health care law, and a $6.9 billion cut to Medicare hospitals for non-payment on premiums and co-pays. 

The legislation includes a three-tiered reduction in overall federal unemployment benefits that relies heavily on the unemployment rates in individual states. The agreement would provide a maximum of between 89 and 99 weeks of coverage from March through May of this year, in June the maximum would go to 79 weeks, and by September, it would fall to 73.

The extensions to the unemployment benefits and the so-called “doc fix” were paid for through spending cuts and the bill did not include any extensions of other popular expired tax breaks, such as the 100 percent bonus depreciation provision from 2011 or an increase in mass transit tax subsidies. It is possible that deliberation on the expired tax extenders could be delayed until after the November elections. Congress—at that time—will be facing the another critical tax issues: the Dec. 31, 2012 expiration of the Bush tax cuts enacted in 2001 and 2003. 

How small business worked with the DEQ on environmental regulatory reform. Today at 10 a.m. on the Business Next free audio seminar

SBAM's Director of Government Relations Dave Jessup talks with Michael Rogers about the successful effort to begin reforming Michigan's environmetal regulations. Also, get advice on how to network more effectively, learn how a small office supply company thrives in southeast Michigan, and hear about the new Michipreneuers website. Listen today at 10 a.m., 3 p.m. and 8 p.m. on the Michigan Business Network. Listen to archived programs anytime at your convenience on your PC or mobile device by going to the Business Next show page.

Get Business Next audio seminars delivered three times a week automatically to your iPhone or other mobile device. Subscribe in iTunes using this URL.

Photo by http://www.flickr.com/photos/your_wht_knight/
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