Employee Benefits & Insurance

Employers know that employee benefit packages are key to hiring and retaining good employees. SBAM members have access to high quality insurance plans through Blue Cross® Blue Shield® of Michigan, Blue Care Network, Dearborn National® Life Insurance Company, LifeSecure and The Accident Fund.

Small Group Health Insurance

Blue Cross Blue ShieldLearn about our exclusive consolidated invoice and customer service for your employer sponsored health plans.   SBAM members have access to high-quality benefit programs and extensive provider networks provided by Blue Cross® Blue Shield® of Michigan and Blue Care Network health insurance through SBAM.

Life & Disability Insurance

Dearborn National LogoProtects your employees and their family members.  
Dearborn National offers unique and affordable life and disability programs for our members. They match the same flexible benefits offered by big businesses at affordable rates - and coverage available down to one person.

Accident & Hospital Recovery

Attract and Retain Top Talent 
Compete with larger companies in the benefits arena by offering LifeSecure Insurance Company’s Accident and Hospital Recovery products, which  Insurance that can be customized to meet employees’ needs and lifestyles.

Workers' Compensation

You have to buy workers' compensation. Why not save through SBAM?
Obtain coverage through The Accident Fund and save on your premium cost. You'll also be eligible to receive an annual dividend for holding claims in check.

Association Health Plans

TranscendAHP pools companies together with Blue Cross® Blue Shield® of Michigan and Blue Care Network to offer a multiple employer welfare arrangement designed as a fully-insured benefit option.  TranscendAHP offers rate stability, the flexibility of benefit options and recognition of preferred demographics. Employees can choose from several benefit plan options with varying deductibles and coinsurance.