HR & Compliance

Add SBAM offers a full spectrum of human resources services to keep you compliant and help your business run more efficiently and profitably....


Human Resources Solutions

ASE LogoLooking for help with tough HR issues? 

SBAM partner ASE has the answers about hiring, firing, FMLA, ADA and more! Get access to a FREE HR hotline, affordable and cost-effective research consultation services, discounted employee handbooks and workplace posters, and more.


Section 125 Plan, FSA, HSA & HRA Administration

 

KUSHNER & COMPANY LogoLooking for ways to contain health care costs?
With the cost of health insurance continuing to rise, most employers require their employees to contribute to the cost of health insurance premiums. SBAM partner Kushner & Co. can help you put a tax-favored, consumer-directed plan in place that benefits you and your employees.

 


COBRA Administration

Personalized, affordable administration for your business. 

If you have 20 or more employees, your company is required by federal law to offer continued health insurance coverage via COBRA and will face huge fines if it's not administered correctly.  Let SBAM help you stay compliant for only $30 per month. 

New Guidance Issued on Health Care Reform: Auto Enrollment, Waiting Periods and Full-Time Employees

By Stephanie Hicks, courtesy of Clark Hill PLC, an SBAM Approved Partner
 
On Feb. 9, 2012, the Departments of Labor, Health and Human Services, and Treasury (the Departments) issued Technical Release No. 2012-01 (the Release). The Release provides information regarding PPACA provisions governing automatic enrollment, employer shared responsibility and the 90-day limitation on waiting periods. The Release also outlines various approaches that the Departments are considering proposing in future regulations or other guidance.
 
A.  Automatic Enrollment Compliance May be Delayed
PPACA requires an employer that has more than 200 full-time employees to automatically enroll new full-time employees in one of the employer's group health plans (subject to any waiting period authorized by law), and to continue the enrollment of current employees in a group health plan offered through the employer. In the Release, the DOL concluded that its automatic enrollment guidance will not be ready to take effect by 2014. It remains the DOL's view that, until final regulations regarding automatic enrollment are issued and become applicable, employers are not required to comply with the automatic enrollment provisions of PPACA.
 
B.  Determining Who is a Full-Time Employee
PPACA also enacted employer shared responsibility provisions. These provisions provide that an employer with 50 or more full-time employees could be subject to a penalty if the employer does not offer its full-time employees (and their dependents) the opportunity to enroll in minimum essential coverage under an eligible employer-sponsored plan. The employer also may face a penalty if the employer offers its full-time employees (and their dependents) the opportunity to enroll in minimum essential coverage under an eligible employer-sponsored plan that either is unaffordable relative to an employee's household income or does not provide minimum value. For purposes of the employer shared responsibility provisions, a "full-time employee" is an employee who is employed on average at least 30 hours per week.
 
The Release states that upcoming guidance on the employer shared responsibility provisions is expected to provide that, at least for the first three months following an employee's date of hire, an employer that sponsors a group health plan will not, by reason of failing to offer coverage to the employee under its plan during that three-month period, be subject to the penalty payment. Additionally, the Release states the Department of Treasury and the IRS intend to issue proposed regulations or other guidance that would allow employers to use a "look-back/stability period safe harbor" method for purposes of determining whether an employee (other than a newly-hired employee) is a full-time employee. Accordingly, it is anticipated that the guidance will allow look-back and stability periods not exceeding 12 months. The Department of Treasury and the IRS also intend to issue proposed regulations or other guidance that will address how to determine whether a newly-hired employee is a full-time employee for purposes of the employer shared responsibility provisions. The guidance is expected to provide that, in certain circumstances, employers have six months to determine whether a newly-hired employee is a full-time employee for purposes of the employer shared responsibility provisions and will not be subject to the penalty payment during that six-month period with respect to that employee.
 
The Department of Treasury and the IRS intend to propose an approach under which the period of time that an employer will have to determine whether a newly-hired employee is a full-time employee will depend upon whether, base

Click here to listen! Exclusive SBAM audio seminar of the week (5:21)

Learn about a great new tool for securing college interns at your small business. Click on the play button below to listen to SBAM's Vice President Communications Michael Rogers talk with Wendy Pittman, executive director of the Intern in Michigan project. Hear more free Business Next audio seminars by going to sbam.org/radio. Like this interview? Suggestions for improvement? Leave a comment below.

Unemployment Insurance seminars for employers

The Unemployment Insurance Agency (UIA) is offering free seminars to acquaint employers with the unemployment insurance system in Michigan and recent legislative changes within the UIA.
 
Seminar Topics Include:
 
  • UI Legislative Updates
  • Working Part-Time and Collecting Unemployment Benefits (Underemployment)
  • UI Tax & Benefit Fraud
  • New Combined Form UIA 1017 &1020
  • How an Employer's Tax Rate is Calculated
  • New UIA Online Services
  • Seasonal Designation Changes

Each seminar will begin promptly at 8 a.m. and conclude at 5 p.m. with a one hour lunch break. This year attendees who attend the seminars may obtain documentation towards CPE credits.

Click here to see dates and locations and register. For questions about the seminar, please call the Office of the Employer Ombudsman at (855) 484-2636 or (4-UIAOEO), 313-456-2300 or email OEO@michigan.gov.

Please register early as sessions are expected to fill quickly.  More dates and locations will be added to the schedule so check back in the near future.

These seminars are offered in partnership with the Michigan Economic Development Corporation's Pure Michigan Business Connect & the Workforce Development Agency.

How to construct an effective job posting. Today at 10 a.m. on the free Business Next audio seminar

March 28, is the deadline to apply for the GLEQ Business Plan Competition. Interview with GLEQ Executive Director Diane Durance. Also, Julie Mann, owner of JMann Consulting, talks about how to construct an effective job posting; and Wendy Pittman talks about SBAM’s Intern in Michigan portal. Listen today at 10 a.m., 3 p.m. and 8 p.m. on the Michigan Business NetworkSBAM members can log in and listen to archived programs anytime on a PC or mobile device by going to the Business Next show page

Get Business Next audio seminars delivered three times a week automatically to your iPhone or other mobile device. Subscribe in iTunes using this URL.   

Advice on how we can reinvent Michigan. Today at 10 a.m. on the free Business Next audio seminar

Presentations from the recent Reinventing Michigan seminar in Lansing: State Budget Director John Nixon; David Lorenz, Manager, Public and Industry Relations, Travel Michigan; Sandra Rich, President of Hiring Solutions LLC; Bob Fish, president of BIGGBY COFFEE. Plus, interviews with Loch McCabe, president of Shepherd Advisors, on the tools available to help second stage companies grow and thrive. Listen today at 10 a.m., 3 p.m. and 8 p.m. on the Michigan Business Network. SBAM members can log in and listen to archived programs anytime on a PC or mobile device by going to the Business Next show page

Get Business Next audio seminars delivered three times a week automatically to your iPhone or other mobile device. Subscribe in iTunes using this URL.  

Photo by http://www.flickr.com/photos/khaz/

How would you reinvent Michigan? Leave a comment below.
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