Association Health Plans


Please note that quoting and enrollment for the TranscendAHP has been temporarily suspended due to recent court decisions regarding Association Health Plans.

Please check back for updates as they become available.

Questions?  Please contact AHP Management Solutions powered by TGG Solutions
588 3 Mile Road NW, Suite 101
Grand Rapids, MI 49544-8221
(877) 888-6020 phone

SBAM has teamed up with other leading Michigan associations to offer a new solution for small business health plans.  Let us introduce you to Transcend, a nonprofit Association that represents the interests of small business and helps them through daily business life, with primary focus on their human resources needs, compliance solutions and having the right resources to thrive in the Michigan business community.

Through our partnership with Transcend, we're able to enroll sole proprietors and companies with 50 or fewer enrolled employees in health coverage through an Association Health Plan (AHP) - TranscendAHP.

SBAM members can join Transcend Association at a discounted membership rate and have access to the TranscendAHP health plans. TranscendAHP pools members together with Blue Cross® Blue Shield® of Michigan and Blue Care Network to offer a multiple employer welfare arrangement designed as a fully-insured benefit option.  TranscendAHP offers rate stability, the flexibility of benefit options and recognition of preferred demographics. Employees can choose from several benefit plan options with varying deductibles and coinsurance.

TranscendAHP is not subject all of the state health insurance regulations, taxes, and benefit mandates of the Affordable Care Act, as Association Health Plans are regulated under federal law (ERISA). Therefore, the plans offered may be less expensive.

There is a nominal dues fee to join Transcend Association, however, as a member of SBAM the annual dues amount is greatly reduced. In order to obtain a quote and enroll in the program, you must work through an independent insurance agent. See below for details.  

Plan Options and Prices

Small Business Members:  Are you looking for more information about the TranscendAHP plan options and prices available to sole proprietors and companies with 50 or fewer enrolled employees? 

Contact your licensed agent now for a quote or if you don't have an agent, contact our membership team at (800) 362-5461 for a referral.

Join Transcend Association

Join Transcend Association in order to enroll in the TranscendAHP  

Click through to fill out the online application 


Download the membership application and send to:
AHP Management Solutions
588 3 Mile Road NW, Suite 101
Grand Rapids, MI 49544-8221

SBAM members receive discounted Transcend Association dues! Contact our membership team to request your proof of SBAM membership and submit it along with your Transcend membership application. 

Quoting for Agents

AHP Management Solutions powered by TGG Solutions  handles the quoting, enrollment, servicing, billing and payment of commissions for all TranscendAHP products.  Insurance agents throughout the state of Michigan can contact the dedicated team at AHP Management Solutions for assistance today!

AHP Management Solutions powered by TGG Solutions
588 3 Mile Road NW, Suite 101
Grand Rapids, MI 49544-8221
(877) 888-6020 phone 

Download the Agent Quoting & Enrollment Tool by emailing a request to


Click here to view the TranscendAHP product menu

Click here for answers to FAQs

Click here for a quick reference guide.