Affordability in Health Care

Affordable health insurance is the key to quality health care access and the personal well-being of our small business members and their employees.

The health care system has competing forces at work. Hospitals. Physicians. Drug companies. Insurance companies. Government programs and regulators. Each plays a different role – but we all serve the same people. And right now, they’re collectively failing to deliver the promise of affordable, accessible care.

Blue Cross Blue Shield of Michigan has created an online ‘Affordability Hub’ to begin a public conversation about health care costs and encourage change to improve the system for everyone.

Learn more.

Health, Dental & Vision Insurance

Small group coverage for your business.

With SBAM, your company with two or more full-time W-2 employees can enroll in small group health, dental, and vision coverage through Blue Cross® Blue Shield® of Michigan and Blue Care Network and receive support from our Member Care Team.

Work with your current insurance agent for help with quoting and enrollment. If you need an agent, contact us and we’ll connect you with someone who can help. For Sole Proprietors or companies with less than two full-time W-2 employees, we can assist you with finding Blues coverage on the Marketplace at Healthcare.gov.

Please note that the rates available through SBAM are not discounted. The rates and small group plans available are the same as going direct. However, SBAM can save you time and money with consolidated billing, enrollment services, and COBRA administration.

Learn more about health plans.

Dental Care

A healthy mouth is an important part of a healthy body.

Dental care is an inexpensive way to offer your employees a more complete health insurance package. By offering a Blue Dental℠ plan, you’re providing a vital tool for overall health. Discover the coverage that best fits your needs with employer-paid or voluntary options.

Why is dental care important?

Learn more about dental plans

Vision Care

Vision care plays an important role in our overall health.

By offering your employees a vision plan, you can give them a more complete health insurance package. Blue Vision℠ and Blue Vision℠ EasyOptions, administered by VSP^®, has employer-paid or voluntary plan options to choose from.

Why is eye care important?

Learn more about vision plans

Employee Engagement Toolkits

Get the most out of your investment in your health benefits. Each toolkit contains up-to-date educational materials to help employees stay informed on what matters most to them. Some popular toolkits include preventative care, virtual care and well-being solutions

Click below for full access to all of the Employee Toolkits available.

View Employee Engagement Toolkits

Employee Online Account Access

Employees can use their online account and the mobile app to manage their coverage, costs and care. Share these resources to help them navigate their account and get the most from their benefits.

Check claims, out-of-pocket balance and what their plan pays for their health care costs.
View claims and explanation of benefits statements.
Receive emails or text messages with real-time status updates of prior authorization or referral requests.
Find care and look up costs for health care services.

How To Create Online Account

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Finding Care

As a fully insured group member, you have a lot of choices for care when it’s not an emergency. And at no added cost, your medical plan includes programs and resources to help support your personal, whole-health needs.

Whether you’re looking for a family physician, have a cough, an injury or need emotional support, Blue Cross is here to help you find the right care at the right time.

Included Solutions

Diabetes Toolkit

Chronic conditions like diabetes often don’t exist in isolation. Blue Cross programs include support for diabetes and related concerns like hypertension and weight challenges.

Use this toolkit for information about available Teladoc Health® programs and tips for diabetes prevention.

Download Toolkit

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Behavioral Health Resources

Blue Cross provides access to everything from self-guided mental health tools to virtual care options, as well as care navigation resources and specialty programs to guide small business owners and their employees on a positive path to manage their mental health wellness.

Access Resources

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Resources

Help your employees make informed health care decisions with brochures, flyers, posters and videos provided by Blue Cross to help your employees better understand their plan choices, how it may affect their coverage, and how to select a primary care physician.

These resources provide you with an opportunity to engage on multiple levels with your employees and get the most out of your health care dollars with helpful checklists, instructions on how to obtain referrals, understanding authorizations and much more.

Discover Resources