Health, Dental & Vision Insurance

Small group coverage for your business.

We’re aware that providing an employee benefits package can be a significant expense for small businesses. By exploring different strategies, you can find ways to offer the right mix of benefits to help manage overall costs while attracting and retaining talented employees.

With SBAM, your company with 2 to 99 employees can enroll in small group health, dental, and vision coverage through Blue Cross® Blue Shield® of Michigan and Blue Care Network and receive support from our Member Care Team. Contact us today and we will explain all the insurance services available and walk you through the quoting process.

Affordability in Health Care

Affordable health insurance is the key to quality health care access and the personal well-being of our small business members and their employees.

The health care system has competing forces at work. Hospitals. Physicians. Drug companies. Insurance companies. Government programs and regulators. Each plays a different role – but we all serve the same people. And right now, they’re collectively failing to deliver the promise of affordable, accessible care.

Blue Cross Blue Shield of Michigan has created an online ‘Affordability Hub’ to begin a public conversation about health care costs and encourage change to improve the system for everyone.

Learn more.

Employer Toolkit: Open Enrollment

Help your employees make informed health care decisions. Utilize these resources provided by BCBSM and BCN to help your employees better understand their plan choices, how it may affect their coverage, and how to select a primary care physician.

The toolkit provides you with an opportunity to engage on multiple levels with your employees and get the most out of your health care dollars with helpful checklists, instructions on how to obtain referrals, understanding authorizations and much more.

You can also view the 2025 health care plan comparison guide to help you decide which plan is the best fit for you and your employees.

View the Employer Open Enrollment Toolkit

Employee Engagement Toolkits

Get the most out of your investment in your health benefits. Each toolkit contains up-to-date educational materials to help employees stay informed on what matters most to them. Some popular toolkits include:

Click below for full access to all of the Employee Toolkits available.

View the Employee Engagement Toolkit

Group of happy employees illustrating wellness

Cancer Prevention Guide

Through Wellness Works, this Cancer Prevention Guide provides a great deal of helpful employer-facing content.

Download Cancer Prevention Guide

Preventive Care Toolkit

Blue Cross Blue Shield of Michigan is committed to helping your employees learn about the importance of preventive tests and screenings, and understand their options for early detection. Regular checkups, the right screenings and a healthy lifestyle can help you prevent or detect life-threatening chronic conditions, such as heart disease, diabetes and cancer.

Download Preventative Care Toolkit

Mental Health Resources

BCBSM provides access to everything from self-guided mental health tools to virtual care options, as well as care navigation resources and specialty programs to guide small business owners and their employees on a positive path to manage their mental health wellness.

Access Mental Health Resources

Virtual Well-Being

Virtual Well-Being is an innovative program that features two, live interactive webinars and a guided meditation each week and they are meant to be an added value from BCBSM to support employer groups’ well-being programs. Available for anyone to attend whether you have BCBSM coverage or not.

Paper cutouts of four people: two adults and two children, in front of a red heart with hands surrounding the heart

Need Life and Disability? We have you covered!

By offering life and disability insurance as part of a comprehensive benefits package, you can attract top talent, boost employee morale, and provide financial security for your team. Dearborn Life Insurance Company’s group insurance products are offered as Specialty Benefits in cooperation with Blue Cross® Blue Shield® of Michigan. We have exclusive rates and flexible eligibility requirements available only to SBAM members. It’s the perfect solution to round out your employee benefits portfolio.

Learn More