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Summary Plan Descriptions

Did you know?

Members enrolled in an SBAM-sponsored BCBSM or BCN health plan receive a free SPD!  When your health plan becomes sponsored by SBAM, you’ll gain access to exclusive consolidated billing and customer service.  Your health plan and agent of record remains the same.

Learn More About SBAM Health Insurance Sponsorship

Stay Compliant with the DOL

An SPD describes the rights and responsibilities of both the employer and employee under the group benefit plan by providing detailed information about the health plan itself.  SBAM members can simply combine your basic plan information with the legal pages we provide and the SPD document is ready for distribution to your insured employees.  Be sure to also provide your insured employees the Summary of Benefits & Coverage and any other benefit booklets given to you by the carrier.

Click below for instructions on how members can access the SPD templates.

Use this template for communicating SMM plan changes to employees that don’t require a new SPD.

Click for Instructions

Cost & Options

Enrolled in an SBAM-sponsored Blue Cross® Blue Shield® or Blue Care Network health plan.

  • Free for any Basic, Premium, VIP or Elite Member

NOT enrolled in an SBAM-sponsored Blue Cross® Blue Shield® or Blue  Care Network health plan.

  • $250 fee for a Basic or Premium Member
  • $150 fee for a VIP Member
  • Free for an Elite Member

Enter assigned promo code at SPD checkout to receive discount. Contact Kellie Neirynck for more information.

Need to upgrade your membership level?  Click here!

View Brochure


Need a Premium Only Plan document?

SBAM also offers Premium Only Plan documents, Flexible Spending Account and Health Savings Account administration through our partner, Kushner & Company.

Learn More