Workers’ Compensation

Accident Fund believes in big opportunities for small businesses.

Accident Fund created Group Programs to save small businesses money through positive safety performance. Accident Fund Group members enjoy expert workers’ compensation coverage with the benefit of dividends paid on overall group loss performance. It’s your reward for keeping employees safe – with our safety tools available along the way.

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Saves You Money On Premiums

5% upfront savings on your workers’ compensation premium
No minimum premium to qualify
Convenient billing options
Easy claims online reporting
Normal underwriting guidelines apply

If you already have an Accident Fund agent that you’re working with, we will coordinate with them reach out for a quote. If you don’t have an agent, click here to connect with someone who will help.

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Pays You Back For Being Safe

Participating in the SBAM workers’ compensation dividend program not only saves you 5% up front but group members also have the opportunity to earn annual group dividend payments (based on losses). Last year members received over $100,000!

The program can be entered with new business or at time of renewal
No ‘common’ policy effective date is required
Policies are assigned into annual program terms according to their effective date

Coworkers engaged in a healthy company culture

Pay-As-You-Go

Saving time and maintaining cash flow are priorities for any business owner. Accident Fund’s pay-as-you-go solution, AccuPremium, helps you do both. Available to all policyholders, this plan lets us work with you or your payroll vendor to ensure premium payments are simple, efficient and accurate.

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Loss Control Services

Accident Fund loss control is here to help you how you need it, when you need it. Their unique service model allows for online loss control tools and virtual or in-person consulting by their team of expert loss control professionals to work together to ensure policyholders consistently receive the advice they need to help keep their teams safe.

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Resource Library

The Accident Fund Resource Library is an online safety and workers’ compensation resource center provided by Accident Fund Insurance Company. It offers free and policyholder-only materials to help businesses improve workplace safety, manage risks, and support return-to-work programs.

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