Summary Plan Descriptions

Summary Plan Descriptions are required by law.  Our document will keep you out of trouble with the DOL. 

Every employer with one or more employees that provides a group benefit plan (health, life, disability, dental or vision) is required by law to prepare and distribute a Summary Plan Description (SPD) to all covered employees. 

Convenient & Simple

An SPD describes the rights and responsibilities of both the employer and employee under the group benefit plan by providing detailed information about the health plan itself.  SBAM can help you become and stay compliant by providing you with a completed SPD.  We will gather the necessary information and place it into a customized SPD. We’ll send the completed SPD to you for review and then you can distribute it to your employees along with any other benefit booklets given to you by the provider. SBAM allows you to take care of your responsibility of providing an SPD with no hassles.

If your company is enrolled in an SBAM-sponsored BCBSM or BCN plan, we will provide you with a customized Summary Plan Description (SPD) at no cost.  If you're not sponsored by SBAM for your medical plan, the fee is $250. 

Simply submit the following three items to Kellie Neirynck (kellie.neirynck@sbam.org) in an email as an attachment: 

1. Completed SPD Questionnaire (click to download)  
2. Copy of your Summary of Benefits and Coverage (SBC)
3. Copy of any benefit summaries for additional plans you're enrolled in; life, disability, dental and vision.  

If you have any questions, Kellie can be reached at (800) 362-5461 ext. 206.

Click here for a sample completed Questionnaire.