Billing & Enrollment Customer Service
1-877-949-SBAM (1-877-949-7226)
HarmonyBill@sbam.org
sbamharmony.freshdesk.com
1-877-949-SBAM (1-877-949-7226)
HarmonyBill@sbam.org
sbamharmony.freshdesk.com
POP, FSA HRA Enrollment Form & Agreement – Kushner
Group Specialty Benefits Sold Checklist
Group Specialty Benefits Agent Sell Sheet
DearbornCares Employer Flyer
DearbornCares Employee Flyer
Group Specialty Benefits Group Benefit Summaries
Group Specialty Benefits Short Term Disability Claim Form
Group Specialty Benefits Long Term Disability Claim Form
Group Specialty Benefits Life Claim Form
*Please note when submitting salary information for sole proprietors on the life and disability enrollment form, “Earnings” means your net profit averaged for the lesser of:
a) the 2 most recent years just prior to your Date of Disability; or
b) the period that you have been a sole proprietor, if you have been a sole proprietor for less than 3 years.
Annual, Monthly and Weekly net profit is figured on Form 1040 Schedule C as the gross income less total deductions. Deductions do not include depreciation or expenses for business use of home. Earnings do not include income received from sources other than Your Form 1040 Schedule C earnings.