Health, Life & Disability Coverage

Insurance for Small Business

SBAM is dedicated to bringing insurance solutions to your company, while saving you time, money, and reducing the hassles of offering employee benefit plans.  Our affordable and flexible plans allow your company to offer a complete medical, dental, vision, life and disability package that will attract and retain talented employees that you need to build a successful team.

Questions? Contact Kellie Neirynck
Health, Dental and Vision Insurance

SBAM is dedicated to bringing expertise to your company, while saving you time, money, and reducing the hassles of offering employee benefit plans that allow your company to compete for the employees you need to be successful.

Blue Cross Blue Shield of Michigan and Blue Care Network small group plans are available for companies covering two or more W2 employees.

We rely on the licensed agents to provide the quoting and enrollment services for our members and prospects.  If you need to be connected with an agent, contact us and we’ll find someone in your area who can help.

Life and Disability Insurance

Group life and disability insurance products from Dearborn Life Insurance Company, which are offered as Specialty Benefits in cooperation with Blue Cross Blue Shield of Michigan, help provide a total benefit solution for sole proprietors and organization covering up to 99 employees.

100% participation of all eligible employees for the basic life, short and long term disability coverages is required.  Basic life, short-term disability and long-term disability can be written on a stand-alone basis.

We rely on the licensed agents to provide the quoting and enrollment services for our members and prospects.  If you need to be connected with an agent, contact us and we’ll find someone in your area who can help.

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Hospital Recovery and Accident Insurance

When one of your employees gets injured or is hospitalized, they may need help paying for the unexpected costs that come along with the injury or illness.

The plans available through LifeSecure can help your employees pay for things like deductibles and copays, child care and transportation, and housekeeping.

We rely on the licensed agents to provide the quoting and enrollment services for our members and prospects.  If you need to be connected with an agent, contact us and we’ll find someone in your area who can help.

 

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Disclaimer: Dearborn Life Insurance Company’s group insurance products are offered as Specialty Benefits in cooperation with Blue Cross Blue Shield of Michigan.
Specialty Benefits group insurance products are issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Dearborn Life is a separate company and does not provide Blue Cross Blue Shield of Michigan products and is financially responsible for the products it issues.
For illustrative purposes only. May not be available in all jurisdictions. Coverage may be subject to limitations, exclusions and other coverage conditions contained in the issued policy. Please consult the policy for the actual terms of coverage.

Customer Service & Consolidated Billing

Our consolidated billing and enrollment service brings you exclusive access to our responsive customer service team with Nexben.  Our team is just an email or phone call away to assist with claims, billing, enrollments, terminations, new ID card orders and more.

Additionally, premium payments for group health, dental and vision, group life and group disability, administration fees for COBRA and Section 125, FSA, HSA and HRA services will come on a single consolidated invoice from SBAM once per month.

This consolidated billing service allows you to make payment for SBAM services jointly (one check) and just as important, when you add or terminate an employee, you only need to communicate that once through our HIPAA secure Zix email. Not only can we guarantee a simple consolidated invoice, we’re the only organization that has the capability to put Blue Cross and BCN premiums on the same invoice.

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Need Workers’ Compensation Coverage?

SBAM also offers workers’ compensation coverage through Accident Fund.
Our group program saves you money upfront and then pays you back in dividends for being safe!

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