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Health, Life and Disability Insurance

Comprehensive employee benefit packages will help you attract and retain top talent. The Small Business Association of Michigan’s Member Care Team can help you understand what benefits you need to succeed, and walk with you throughout the quoting process.

Building blocks of insurance products

Health, Dental and Vision Insurance

  • Designed for small businesses with two or more W2 employees.
  • Offered in partnership with Blue Cross Blue Shield of Michigan and Blue Care Network.

When you partner with BCBSM, you’re selecting the strongest network of providers in Michigan. Choose from a variety of affordable group health plans to fit the needs of your employees and your business.

When your Blues coverage is sponsored by SBAM, you gain access to our Member Care Team for help with enrollment, additions and deletions, and a free Summary Plan Description.

Request your quote to learn more, or view program brochures and enrollment forms.

If you’re already working with agent, we will coordinate with them to find a plan that fits your needs!

Get a Quote
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Life and Disability

  • Group life and disability insurance from Dearborn Life Insurance Company, which are offered as Group Specialty Benefits in cooperation with Blue Cross Blue Shield of Michigan.
  • Coverage available for sole proprietors and small businesses with up to 99 employees.

When your Dearborn coverage is sponsored by SBAM, you gain access to our Member Care Team for help with enrollment, additions and deletions, and claims.

 Request your quote to learn more, or view program brochures and enrollment forms.

If you’re already working with agent, we will coordinate with them to find a plan that fits your needs!

LifeSecure Hospital and Accident Recovery employee paid coverage under Specialty Benefits is also available.

Get a Quote

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Composite Rating Now Available

A composite rate for health insurance provides a single premium rate for all members of the group, offering a fair and equitable opportunity for all employees.

SBAM is proud to offer composite rating, a valuable employee benefits tool, to the Michigan small business community!

Learn more.

Virtual Well-Being

Virtual Well-Being is an innovative program that features two, live interactive webinars and a guided meditation each week and they are meant to be an added value from BCBSM to support employer groups’ well-being programs. Available for anyone to attend whether you have BCBSM coverage or not.

  • Employer webinars are held on Tuesdays, noon Eastern (30 minutes). They focus on well-being strategy with downloadable content.
  • Meditations are held on Wednesdays, noon Eastern (two to 15 minutes). Guided meditations available to everyone.
  • Member webinars are held on Thursdays, noon Eastern (30 minutes). They focus on a different well-being topic each week supporting people in living a thriving life.
Register now.

Employee Enagagement Tooklits

The Employee Engagement Toolkits available through Blue Cross® Blue Shield® of Michigan help you get the most out of your investment in your health benefits. Each toolkit contains up-to-date educational materials to help employees stay informed on what matters most to them. Here are a few of the most popular toolkits that our members are utilizing:

Diabetes Resources: Find information on management and preventive care.
Behavioral Health Resources: Guide your employees to the right care during times of need.
Virtual Care: Your employees can get care when they need it, wherever they are, with a smartphone, tablet or computer.

Download your toolkit now.
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Working in harmony with you!

Offering health, life and disability insurance as an employee benefit is advantageous to both small business owners and their workforce. 

Request your no-obligation quote today and learn how simple and affordable it is to enroll your employees in an SBAM-sponsored insurance plan. SBAM’s Member Care Team helps manage the administrative tasks and provides personalized customer service along the way.

If you’re already working with agent, we will coordinate with them to find a plan that fits your needs!

 

Get a Quote

Disclaimer: Dearborn Life Insurance Company’s group insurance products are offered as Specialty Benefits in cooperation with Blue Cross Blue Shield of Michigan.
Specialty Benefits group insurance products are issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Dearborn Life is a separate company and does not provide Blue Cross Blue Shield of Michigan products and is financially responsible for the products it issues.
For illustrative purposes only. May not be available in all jurisdictions. Coverage may be subject to limitations, exclusions and other coverage conditions contained in the issued policy. Please consult the policy for the actual terms of coverage.