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Health, Life & Disability Coverage

Insurance for Small Business

SBAM is dedicated to bringing insurance solutions to your company, while saving you time, money, and reducing the hassles of offering employee benefit plans.  Our affordable and flexible plans allow your company to offer a complete medical, dental, vision, life and disability package that will attract and retain talented employees that you need to build a successful team.

Questions? Contact Kellie Neirynck
Blue Cross Blue Shield of Michigan & Blue Care Network

SBAM offers a full menu of small group health insurance options from Blue Cross® and Blue Shield® of Michigan and Blue Care Network.

The Blues provides access to the largest network of health care providers in Michigan for employers of any size.  They have plans to fit your employees’ needs and your organization’s budget.

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Dearborn Life & Disability

SBAM negotiated exclusive life and disability coverage and eligibility requirements that are unique for small business owners and their employees.

Dearborn Group provides a personalized and professional approach stays with you every step of the way — from planning a customized enrollment strategy to empowering your employees to make smart benefit decisions through clear communication and one-on-one consultation.

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LifeSecure Hospital & Accident Coverage

By offering LifeSecure Hospital Recovery and/or Personal Accident insurance, you can help your employees pay for expenses resulting from unexpected hospitalizations or accidental injuries such as transportation, child care and groceries.

Each employee will have the ability to determine their own coverage level, selecting the plan design and premium that aligns best with their needs and personal budgets.

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Customer Service & Consolidated Billing

Our consolidated billing and enrollment service brings you exclusive access to our responsive customer service team.  Our team is just an email or phone call away to assist with Blues and Dearborn claims and billing, enrollment and terminations, ordering new ID cards and much more.

Additionally, premium payments for Blues health, dental and vision, Dearborn life and disability, administration fees for COBRA and Section 125, FSA, HSA and HRA services will come on a single consolidated invoice from SBAM once per month.

This consolidated billing service allows you to make payment for SBAM services jointly (one check) and just as important, when you add or terminate an employee, you only need to communicate that once through our HIPAA secure Zix email or fax line. Not only can we guarantee a simple consolidated invoice, we’re the only organization that has the capability to put BCBSM and BCN premiums on the same invoice.

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Need Workers’ Compensation Coverage?

SBAM also offers workers’ compensation coverage through Accident Fund.
Our group program saves you money upfront and then pays you back in dividends for being safe!

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